Effective October 6, 2026
Privacy Policy
What information we collect from your business, why we need it, who we share it with, and the choices you have.
Only what matching needs
Business details, representative contacts, and the financial records lenders review.
We don't sell your data
Information goes only to lending partners and service providers, as described below.
Your number stays private
Mobile numbers and SMS consent are never shared for marketing purposes.
You're in control
Text STOP, unsubscribe from emails, or ask us to review, correct, or delete your data.
Business Blum (“Company,” “we,” “us,” or “our”) operates https://businessblum.com/ (the “Website” or “Platform”). We are committed to respecting and protecting the privacy of your business and authorized representatives. This Privacy Policy outlines how we collect, use, process, and safeguard the information you provide when accessing our website, submitting commercial financing inquiries, utilizing our platform tools, or communicating with us via SMS, email, or telephone.
Information We Collect
We collect information necessary to facilitate commercial loan matching, verify company identity, and maintain operational communications:
Business Entity Data
Legal business entity name, DBA, Employer Identification Number (EIN), corporate physical address, business phone number, and official email address.
Authorized Representative Data
Full name, job title, ownership percentage, contact email, and mobile telephone number of designated officers or authorized signatories.
Financial & Underwriting Records
Monthly gross revenue, annual sales volume, requested loan amounts, business bank statements, balance sheets, and operating history required for lending partner matching.
Automated Technical Data
IP address, browser type, device identifiers, referring URLs, operating system, and interaction logs collected via cookies and analytical web technologies.
How We Use Collected Information
We use the collected information solely for legitimate commercial purposes, including:
- Connecting your enterprise with institutional lenders, funding partners, and commercial financing providers in our network.
- Authenticating user identity and verifying corporate registrations.
- Delivering operational communications, underwriting updates, verification codes (OTPs), and support responses via email and SMS.
- Improving site functionality, system architecture, security, and customer experience.
- Complying with applicable legal, regulatory, and financial compliance standards.
Mobile Information & SMS Privacy
Strict Carrier & T-Mobile Section 5.2 Compliance
We maintain strict standards regarding the protection, non-disclosure, and compliant handling of mobile telephone numbers and SMS opt-in consent records:
Mandatory Carrier & TCR Non-Sharing Clause (T-Mobile Code of Conduct Compliant)
No Third-Party Sharing for Marketing
No mobile information, phone numbers, or SMS opt-in consent data will be shared, sold, rented, or traded with third parties or affiliates for marketing or promotional purposes under any circumstances.
Strict First-Party Operational Use
Mobile phone numbers and SMS consent collected through https://businessblum.com/ are utilized strictly for direct first-party communications regarding commercial loan inquiries, application status notifications, and customer support. We do not engage in affiliate marketing or third-party lead generation broadcasts.
Strict Observance of Disallowed Content (Section 5.2)
We strictly adhere to Section 5.2 of the T-Mobile Code of Conduct. Mobile numbers collected will NEVER be used to send, promote, or facilitate disallowed content, including payday loans, short-term unsecured consumer loans, auto title loans, debt consolidation/settlement, credit repair, SHAFT categories (Sex, Hate, Alcohol, Firearms, Tobacco/CBD/Cannabis), or deceptive marketing.
Service Provider Exclusions
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties except service providers directly engaged to deliver messaging technology infrastructure on our behalf (e.g., SMS delivery aggregators), who are contractually bound to confidentiality.
Information Sharing and Disclosure
We do not sell your personal or corporate data. We disclose business information only in the limited circumstances described below:
Lending Network Partners
When you submit a commercial funding inquiry, your relevant business details and financial records are shared with institutional lenders and financing providers in our network to evaluate credit eligibility and generate financing options.
Service Providers
We engage trusted vendors for hosting, cloud storage, database management, and technical communication delivery. These vendors are bound by strict non-disclosure obligations and process data only on our instruction.
Legal & Regulatory Requirements
We may disclose information if required by law, subpoena, regulatory oversight, or to protect the vital rights, safety, and property of Business Blum, our clients, or the public.
Business Transfers
In the event of a merger, acquisition, reorganization, or sale of company assets, business information may be transferred as part of the transaction, subject to the recipient honoring this Privacy Policy.
Data Security and Safeguards
Business Blum implements enterprise-grade physical, technical, and administrative security measures to protect your commercial and personal data. We utilize TLS/SSL encryption for data in transit, secure database encryption for data at rest, role-based access controls, and regular vulnerability audits. While we implement rigorous safeguards, no electronic transmission over the internet or cloud storage architecture can be guaranteed 100% secure.
Data Retention
We retain your business records and contact data for as long as necessary to fulfill commercial matching services, resolve disputes, maintain legitimate operational records, and comply with state and federal legal, tax, and accounting obligations. When data is no longer required, it is securely deleted or anonymized.
Your Rights and Communication Choices
You have control over how we communicate with your business:
SMS / Text Opt-Out
You can cancel text messaging alerts at any time by texting STOP to any SMS received from us. You may also text HELP for assistance or email admin@businessblum.com.
Email Preferences
You can unsubscribe from promotional or informational email newsletters by clicking the Unsubscribe link at the bottom of our emails. Transactional notices regarding pending applications will continue as needed.
Access & Correction
You may contact us at any time to review, update, or request the deletion of your contact or company information.
Children's Online Privacy Protection
The Website is designed exclusively for commercial business entities and adult business owners. We do not knowingly solicit, collect, or maintain personal information from individuals under the age of 18.
Changes to this Privacy Policy
We reserve the right to update or modify this Privacy Policy at our discretion. Any revisions will be published on this page with an updated “Last Updated” date. We encourage you to review this policy periodically to stay informed of our data protection practices.
Contact Us
If you have questions, comments, or data privacy requests regarding this Privacy Policy, please reach out to:
- Entity
- Business Blum
- Registration
- New York merchant cash advance funding company
- State ID 7938610
- Website
- https://businessblum.com/
- Email Support
- admin@businessblum.com
- Phone
- +1 (929) 656-5269
- Physical Address
- 250 West 50th Street, Suite 10J
- New York, NY